ADVANCED RECOVERY SERVICES


Recovery for All Types of Identity Theft

With more than 30 different types of identity fraud reported to the Federal Trade Commission, you may be affected in ways you have not considered. You are covered for both financial and non-financial identity theft.

Fully Managed Identity Theft Recovery (3G Family Coverage)

Your Fully Managed Identity Theft Recovery Services extend to cover three generations of your family (3G) and continue to provide coverage for up to 12 months after death. Dedicated Privacy Advocates are assigned to you and will manage your case until you get to pre-breach status.

Identity Theft Expense Reimbursement Insurance*

This benefit covers out-of-pocket expenses incurred by you during the recovery of your identity. These expenses may include attorney’s fees, mailing expenses, fees for notarizing affidavits and documents, and lost wages due to time off from work to fight the identity fraud.







Summary of Benefits          Frequently Asked Questions










PROACTIVE MONITORING SERVICES**


Three Bureau Credit Monitoring

Monitors for new activity that might appear on your credit report, including credit inquiries, new credit lines, derogatory credit, name changes and address changes. Optional text alerts are available in addition to email alerts. Upon completing your registration process, TransUnion® monitoring begins and you may immediately or later extend your monitoring to all three bureaus, Experian®, Equifax® and TransUnion®, by simply completing identity authentication.

Daily TransUnion® Credit Reports and Scores

Daily Credit Reports and Scores provide convenient access to your TransUnion® credit report and score, on demand.

Annual Tri-Bureau Credit Report and Score

One three bureau credit report and score with Experian®, Equifax® and TransUnion® is available annually on demand to help you benchmark your credit standing and uncover pre-existing credit issues.

Online TransUnion® Credit Lock/Unlock

Easily lock your TransUnion® credit file through the convenience of the online portal.

Dark Web Monitoring 

Dark Web Monitoring continuously tracks criminal networks, black market forums, phishing networks and exploited websites using sophisticated technology and human spies to uncover compromised, sensitive information. This compromised information is gathered and then compared in our database to alert you when a match is found with your personal information including your name, phone number, social security number (SSN), address, and date of birth (DOB) as well as emails and registered credentials. This service also provides easy, secure online storage of your credential data for retrieval in the event of theft of a purse or wallet, or home disaster.